Insurance FAQ

Do Insurance companies encourage crime by penalising the victims with increased premiums?
I have recently been a victim of crime. I had my car keys stolen from my house whilst I was asleep, my car has since been recovered but has been written off. Even though I only owned the car for 1 month I'm not likely to...

Do insurance companies enjoy insurance? Who insures them? Themselves?
No one else insure the insurances companies., unless the insurance company is small and is backed up by a bigger one. The key insurance companies use a system of "premiums" and "discounts" to sort out the customers that will cost them money, and ones that will earn them...

Do insurance companies filch out insurance for themselves?
My village of late had massive top recently, that wash away cars etc. And all this killing got me thinking. Do the insurance companies who hold to pay us for damages, whip out insurance to cover themselves when these acts of temperament take place? They hold policies with companies...

do insurance companies furnish discounts for have body cpr certified.?
Check with the insurance company where on earth you work. It's a great idea, except when you chew over about it your company is in a minute opening themselves up to a liability if the hand does CPR and screws up. Better for the company if an...

Do insurance companies hold paperwork of denied claims?
My former homeowner's insurer was Allstate. They denied a claim for hose damage I made several years ago. Recently I bookish that the water disfavour resulted from poor plumbing work (misfitting parts)which may show up in the ripened claim photos. I haven't yet repaired the mar but I need the...

Do insurance companies insure for "inside" stealing or damages?
For example, a wife insures her jewels. Her disgruntled husband steals the rings and runs off beside them. Would the insurance company cover such instances?

Do insurance companies insure themselves?
My wife and I were wondering this this morning. If an insurance department is broken in to/has a fire/etc, do they cover themselves? Almost adjectives very roomy companies, including insurance companies, self insure themselves for things like this. Smaller businesses similar to small agents, for example, would buy an insurance policy. But big...

Do insurance companies know if you enjoy be to see a doctor already/?
If you wanted to grasp health insurance, but own already been to see a doctor almost a problem, would the insuarnce company be able to find out? Cos they read aloud if it is a "pre-condition" they wont insure. Yet, if I didnt go...

Do Insurance companies make a contribution you money if you totalled a motor contained by a DUI?
One of my friends just bought a 16,000 dollar jeep sovereignty and she drove drunk and TOTALLED it.she got charged near DUI.will her insurance company still cover it? She had full coverage. She rewarded it in full next to cash, so...

Do insurance companies obtain insured to protect themselves from huge claims?
You betcha! This is known as -and I'm not making this up - "reinsurance." Happens adjectives the time. Let's say your house is insured for 500,000 by Allstate. They turn around and "cede off" right to be heard 100,000 to State Farm and 200,000 to the...

Do insurance companies own to enjoy fluid assets for EVERY dollar they insure?
Like how casinos have to hold cash on mitt for every chip in play on here floor...even though 100% of customers would never cash out at matching time, nor would every insured driver get surrounded by an accident on like peas in a pod...

Do insurance companies provide cars for their agents?
some of the bigger companies will provide cars for the claims reps and the inside sale reps. but the agents are on their own. however, the milage is toll deductible.

Do insurance companies solitary cover for the dental office they assign you to?
Our dental insurance company is Benefits Insurance Unlimited or smething like that. It "assigned" us to SmileCare. They enjoy an ortho there, but my mom requests me to get my braces done elsewhere my aunt reccommended. Will the dental insurance benefits simply apply at...