Insurance FAQ

Is commercial auto insurance much more expensive than personal?
I have a bit Mr. Fix it business on the side and I carry a few tools surrounded by my SUV. I am thinking of getting a commercial auto policy. Will it be more expensive than personal and how much more? Good question. The answer vary. But the...

Is contractor's broad liability insurance available for hours worked fairly than wages rewarded?
We are a small general contracting firm contained by West Virginia and have an opportunity to make a long-term contract with a governmental agency which will require us to income prevailing wage rates; approximately 20% higher than our middle-of-the-road wage rates. Is there a nonspecific...

Is contractual liability insurance provided in a artisan contractors policy when working for water districts?
water district give letter to contractor to assume liability for the washed out water line under our insurance requirements, agent denied claim and never contacted insurance company First of all, agents don't have the ability or the power to deny the claim on...

Is copayment more economical than deductible for health care insurance?
co payment and deductibles are not the same. if you select "co payments" you will always pay it for the term of the policy." Once you meet a deductible, its paid in full until the policy renews. Which is best depends on your personal circumstances. No one...

Is cosmetic surgery covered by robustness insurance?
I'm trying to find out if cosmetic surgery (tummy tuck, lipo, breast aug) is covered by Blue Cross/Blue Shield of Illinois. Anyone have any info on this?

Is credit life span auto other? Are in attendance beter alternatives when buying a saloon?
My in-laws in recent times bought a ne wCamry ($22k) and the trader talk them into buying credit enthusiasm for $800.00. That seem dignified to me. They are within their impulsive 60's and both own a few strength problems ( diabetes ) that...

Is credit used within determining vigour insurance rates?
I am licensed in GA for property & casualty insurance, so I know credit is used to aid determine rates for auto & homeowners insurance, but it is considered in form insurance? The first 10 years of my "insurance life" were doing singular commercial property and casualty. I started...

Is death row more affordable than life in prison?
no, amazingly it cost the state more to process the appeals process than to house.

Is disability insurance worth getting?
We have plenty of energy insurance to cover our needs. But immediately our agent is suggesting that we purchase disability insurance for my husband in the event he become disabled and cannot work. I'm not sure it's worth the expense (at $250/month). What do you think? Disability is critical to protect the income...

Is disability insurance worth the investment?
I have the option of signing up for long-term disability insurance through my place of employment. When I was young and single, I really never considered insurance much. However, now that this once wild stallion has been domesticated into family life, it seems that there are other concerns that need to be...

Is earthquake insurance worth it for me?
I live in an nouns that is said to hold the "big one" hit soon, but the cost is $480 a year with a $36,000 deductible. It's a wood frame house, so could that much disrupt possibly occur from an earthquake? Is it worth it? How much make worse could...

Is earthquake insurance worth it?
Depends upon location. In middle america? Probably not. In San Francisco? You betcha. Sure is. Ask Suzanne Somers. If you live somewhere with earthquake then ya Yes it is if you live within an area where on earth they are common. If not later no not worth it. It is if you...

Is ehealthinsurance.com reputable?
i'm looking for catastrophic health insurance and be worn-out something like putting personal info on here. is it risk-free? yes.. TRUSTe: Click to Verify "At eHealthInsurance, we are strongly committed to protecting your privacy. To serve as your state-licensed insurance agent, we will ask you to provide us near personal information just about you. We...