Insurance FAQ
Can an insurance company retract home owners insurance because you own a dog?
Yes, they can. However, Labs are not generally considered biters and I'm wondering what record they were looking at. Have any of the dogs bitten anyone? There seems to be something else going on here. Read the article below though and bring up to...
Can an insurance company use the certainty that I have an HIV check as the cause for increasing my premiums?
I hear through the grapevine that someone from GB be contained by the U.S. and have a mandatory HIV testing. My apprehension is that subsequent to the oral exam (and independent of the result - the interview be...
Can an insurance deny coverage because you enjoy a pit bull?
This depends on the company's underwriting rules. If they hold a specific rule that states that they will not cover liability losses due to dog bites or dog bites from certain breeds, or if they surcharge for have those types of breeds and they were never...
can an insurence agent that sell a policy be a beneficiary?
no spam or emails No. He is, as your agent, your fiduciary. That means, contained by a nutshell, that he cannot indulge in self-dealing. If he does things that benefit himself (and consequently hurt you or your intended beneficiaries), the court will presume that he used trickery...
Can an insurer bind coverage without TRIA before getting the signed rejection letter?
Please provide a link if possible. No link, just my opinion as an agent. Yes, I've done it, but if you don't get the rejection form signed & back to me in a couple days, I add the coverage back on. The current trend with...
Can an umbrella policy cover unintentional surrounded by jury to a house accomplice over the age21?
Not if they are a household member, and ONLY if the injury is unplanned, AND the fault of the insured, AND they sue the insured and win within court. So. Injuries to household members are NOT covered. Deliberate injuries (like punching...
Can an underwriter for a medical insurance company acquire full access to my medical history?
not without your signature ( read the fine print ) almost anything they hold you sign has a clause that allows them to share information ( so anything your matured provider knows your fresh provider will know ) ( note that this...
Can an uninsured motorist receive damages for a road construction companys negligence?
Six other cars were towed away with oil pans broke or shattered. I slammed hard into the steering wheel. Got the wind knocked out. Started feeling pinch between shoulder blades. Next day, necks stiff. Cars towed. I paid. Found out its constr. co.s fault. Waiting for...
Can and will an insurance company pay cheque a liability claim, if they hold determined you be not laid-back?
Someone was injured by something I own. The insurance company is wise saying that I am not negligent, but they are paying the medical bills. How can this be?. They are wise saying you are negligent, but that doesn't...
Can any body detail give or take a few ICICI Pru LifeTime Super insurance, wether this plan is better than any Mutual Funds.?
yes this plan is more worthful than any mutual funds...the premium amount is invested in blue chip companies.and also u will enjoy insurance.so in attendance is a double benefit.
can any body enlighten me why i enjoy to remuneration a $1000 dollar deductable? what the heck am i paying a premium for?
A lot of insurance coverages have up-front deductables. The purpose is two-fold. One, it prevents fraud, surrounded by that you have to wage out the first portion, before you will hold any coverages. Second,...
Can any body help out me?
Can i get sports car insurance if i only enjoy my temp permits... i am buying a saloon tomarrow and i know i can buy one with solitary having my temps (plus im 18) ..so wouldn't i also know how to get insurance? im not getting it from a seller and i...
Can any body report to me the cheepest company to gain house contents and buildings cover from?
Lloyds TSB seems obedient for the level of cover provided. You can other get cheaper, but after try and claim??!! more than on the tv ad claims that if you do not claim inwardly the first two years you get...