I requirement virtuous reliable strength insurance near low rates. I inevitability some suggestions plz..I live surrounded by Nor. CA?

With health insurance, you bring what you pay for. If you want something cheaper, you take a complex deductible.

Generally, if you're 30 and healthy, a low/no deductible plan costs about $300 a month. If you want to cut the price within half, you have to hold a $5000 deductible.

Go talk to a local agent who sells robustness insurance, who can match you up with coverage that fits your budget.

Answers:    With all the different health carrier and plans available you will need to contact a health insurance broker. A broker represents multiple carrier and can help you sort through all the different insurance companies and plan option in your state.

For example a typical broker can have access to 10 primary carriers and 60 different plans just for one state.
You can try doing your own research on the internet, but if you endow with a good broker 5 minutes they will be able to engender suggestions on which carrier may fit you best.

I suggest using yellowpages.com to search for strength insurance brokers in your area.

Don't call upon your auto and home agent they specialize in property and causality insurance. You need someone that specializes surrounded by health insurance.

With that said, high deductible plans usually provide the best helpfulness. But I have seen some carrier that contradict that.

What you can do is compare the cost the plan two ways. First your annual premium is the minimum cost you will have without visit the doctor at all, this is your minimum cost in the best covering scenario.

Then figure your maximum annual cost, if you were to enjoy a serious illness or bad twist of fate this is your worst case scenario. For this you need to affix the total premium, maximum deductibles, and coinsurance up to the maximum out of pocket.

Now you can compare the plans to see which one is truly the best deal, you will usually find the high deductible plans work best within either scenario. Then consider a Health Savings Account qualified plan, this can create additional duty savings.

Or you can just telephone a qualified broker who has probably already done this work.

Good Luck