How can I find insurance for a Portacabin used as storage for a clothes agency?
I'm looking for an insurance policy that will cover the contents of a Portacabin - about lb10,000 of secondhand clothes.
Answers: Does the agency already hold a Commercial Policy? Then try and have the Portacabin added as an more location with Contents coverage near a lb10,000 limit. The insurer may not adopt this considering it's a Portacabin, however they may accept it beside the provision that the contents are valued on a Actual Cash Value basis, plus the premium might be a touch steep. However at least you will hold some coverage plus you should be able to hold the liability extended to cover it as well.