Can you find out if a lifeless personality have life span insurance in need paperworK?
My aunt, who had alzheimer's in recent times passed away a few weeks ago. Her papers had be shuffled from one family's house to another and much of it is gone. Is there a databank to look up if at hand is life insurance for her? I am trying to back out my family navigate this nouns.
Answers: No data mound, you should look at her checking account statements for any current policies because most adjectives companies require that policies be drafted from a checking or savings picture. Unless she may have have an old remunerated up policy, but unless someone in the kinfolk can remember the insurance company she might have deal with, in attendance is no way of knowing. Did she own a safe deposit or fire box? Before her infection did she drive or own a home? If so, contact the agent where she have that insurance and ask them to check for any active policies. Good Luck.
No, there's no national database, or state database, any.
It's private information.
The executor of the estate can go to her hill, and get copies of her outdated checks, to see who she was paying her premiums to. Or they can collaborate to her attorney or accountant, or get into her sanctuary deposit box.
And there's MIB, you can pay them $75 IF YOU ARE THE EXECUTOR, and they'll give an account you if any applications on her were submitted surrounded by the past ten years.
But if you're not the executor of the estate, you can't do anything. Don't verbs about it - 70% of the those in the US that overhaul away, have no insurance.