I currently am insured beneath my husbands strength insurance from his work..?

I dropped my health insurance provided by my employer to save money. Now that I am covered by his, the coverage is not as moral. Is there any benefit to being covered by 2 insurances? What are the liability and the advantages?

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I am covered by my ins at work and husbands at his work. The only problem is the drug coverage. The drug store only take one insurance, not both, for paying for drugs.

I like the double coverage. Last year I only have my insurance and was diagnosed with cancer!! My out of pocket be over two thousand dollars and then all the copays...it be awful..

It is worth the two hundred dollars a month to be on his insurance now, and mine is only thirty every month at work.

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Answers:    If you had kept both coverages, your insurance would have be 'primary' and his 'secondary', meaning that his insurance would probably have picked up anything your primary insurance did not cover.

However, depending on how much you are saving by being covered beneath one policy, the extra deductibles and payouts on your part may well set off out.

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