I am a resident of California and a warranty driver. Do i inevitability to be insured or my parents' insurance will cover
me? will their insurance cover me in case of an quirk or not? simply, while a permit bearer, do i still need to hold an insurance?
Typically anyone in a household that could drive a vehicle needs to be planned on the insurance policy, or they may not be covered. So your parents should tell their insurance agent that you are driving, if they have not done that already.
any time you drive a saloon you need to be insured. Depending on the policy that the owner of the car holds you may or may not be covered. For example, some Auto Club policies will cover and chance regardless of who the driver is. Some other insurance carriers will only cover the driver if they are on the policy.
You should contact the company that carry the insurance policy on teh car and ask them, but I would not do this without the approval of the owner of the car as this could cause the insurance company to lift thier rates.
Ask your parents.
Answers: In California, all drivers must be insured.
Your parents insurance company can add you to their coverage at a reduced price, because you are still on your learner permit.
Why not demonstrate your personal growth and increased responsibility by asking your parents to call their insurance company?