Who is the most responsible for Mal practice and rising medical costs... Insurance Co?
Answers: Well, Malpractice insurance only accounts for a small portion of the suddenly rising medical costs. If you want to cut down on malpractice suits, make those puntative damages exempt from the lawyer's contingency.
The BIGGEST factor contained by rising medical costs, is the American belief that people don't own to be responsible for their own actions - our expanding waistlines are creating a tremendous amount of vigour issues, and we expect a doctor to treat the problem with medication or surgery, and we expect someone else to take-home pay for it.
Additionally, we are living longer, and NOT going down without a combat - as we get elder and older, we're treating illnesses (at great expense) instead of basically dying off. AND, as babies are born ahead of time and earlier, instead of dying, we're spending a tremendous amount of money trying to rescue them.
But it's kinda hard to say-so, "ok, grandma, you're just antiquated, time to stop treating you", or "ok, your daughter is 24 weeks gestation, we're not doing the NICU thing for her". But those two category of medical spending are ASTRONOMICAL.
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http://www.insuranceplan4u.com How in the order of a legal system that think insurance companies are a deep pocket for people's claims? How in the order of lawyers who cart one-third of your legal result?