Affordable insurance plans??
Hello! I am a 21 year old mother of 2 ( a 13 mo. weak and a 26. mo. old) My husband and I do not qualify for medicaid (apparently you have to be dang in close proximity homeless) and we need vigour insurance. He has a heart condition (hes 25! ) and I tend to find sick alot! lol
anyone have any planning for affordable health insurance?? ( beneath $100 /mo if possible)
thanks for your time, Be Blessed!
Unfortunately, if your husband has a heart condition, and you hold a history of getting sick a lot, you guys are going to hold a hard time qualify for health insurance, even if you could find a plan that be around $100/month.
No, you won't find a family form plan for $100 per month. A good HMO plan costs over $1200 per month (for a house of 3 or more) in California. The forlorn state of our nation is that we do not mandate employers to provide form insurance. Unless you find something through an employer, it is unlikely that you will find something for so little money. Blue Cross BeneFits are extremely inexpensive, but is still more than $100 a month.
You also get what you clear for.
I strongly encourage you to speak to an independant agent within your area who can sit you down and have a chat you through your options. If you are within California, you can call Teague Financial Services. They own experts that may be able to assistance you.
Good luck!
Answers: do any of you have a full-time duty? if you do, can you get insurance through your company? and this is to the guy that answered first: i am 19 (history of stomach problems/ borderline self disorder/ and several blood disorders), my husband is 22 with stomach problems, and we own a 5 month old tot [and we live in California], our insurance be Cigna (awesome) and it was with the sole purpose $320/mo and our new insurance is Blue Shield PPO for of late my husband and i, and it's only $200/mo. it's not NEARLY as impossible as he said.
anyway, if you get it through your company they usually don't ask roughly speaking your medical history and stuff. i've been next to four insurances now and simply one asked for my medical history and it was a state-insurance (the compassionate that you have to be homeless to attain... it's called "fibbing" that's how you capture it.)... anyway, independent insurances are the ones that ask for history. that was my point. your best bet is going through your chore. good luck...
insurance is road too high at the moment.