Florida Health Insurance Dropping Coverage?
My parents are retired in Florida. Their condition insurance carrier is pulling out of Florida and non-renewing coverage. My father have cancer and is not yet eligable for Meidcare. Is the shipper obligated to find them new coverage. Is coverage next to a new owner going to exclude pre-existing conditions like cancer? Is near anywhere my parents can turn for help?
Answers: Yes. It appears that your parents may be eligible for what is call a HIPAA health insurance plan.
HIPAA law dictate that individuals that meet 6 requirements must be given an individual condition insurance plan issued on a guaranteed issue basis short excluding coverage for any pre-existing conditions.
Here are a couple of sources that have the 6 different criteria your parents must assemble to be eligible for a HIPAA health plan:
http://www.healthquote360.com/Individual...
http://www.realtimehealthquotes.com/Flor...
Call the Insurance Commissioner for the state of Florida.