Is it possible to be beneath my fiances motor insurance?
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In Texas, they will allow unmarried couples to be listed as insureds and drivers as long as you are living together.
If you live surrounded by the same household, then you should be added as a driver. Most companies want to hold all household members as drivers on a policy as you adjectives have access to the vehicles, and as a consequence are a liability to the policy.
Just call your agent and advise them on the issue, they can donate you a quote on how much the rate will change if any.
Answers: Anyone can list anyone else as a driver on their auto policy. There doesn't need to be a relationship.
But hold on to in mind . .. the NAMED INSURED on a policy - your fiance - gets benefits that planned drivers DO NOT. Namely, the liability will carry over onto any car they drive. It does NOT get over, for listed drivers.
Honestly, it really depends on the company because it depends on the policy. EVERY AUTO INSURANCE POLICY IS DIFFERENT. I can't stress that plenty.
Have your fiance contact his agent and ask, "If my fiance moves in with me, can she be added to the insurance policy?" Chances are they'll influence yes...but they may want to look at your driving record as well, the driving journal of the policy is only as good as the worst driver.
You can in the UK. he newly puts you as a "Named Driver"...
Good examine which should be directed to his agents office because all states and carrier have different rules.
Depends on two things:
Does your fiance's insurer allow unmarried couples on a policy in your state?
If yes, are you an eligible driver for you fiance's policy? (can you drive straight, hold valid license, live in the same household, underwrite questions you know)
The insurer sets the rules of who's eligible, call them and find out.
Good luck