Is cancer insurance a gamble away of money for society who already own robustness insurance through their employer?
Depends on your plan. My insurance allows me a total of $1million in claims. Having a serious ailment like cancer would suck up all that money super suddenly so additional insurance would be worth it.
That depends on the coverage you have with your condition insurance. There may be a cap on cancer coverage or a yearly maximum amount that cancer treatment could exceed. I other opted for it when I was offered it at my previous employer because I integer, extra insurance can't hurt. Also cancer insurance usually covers time off that is not covered by form insurance.
Yes.
For a relatively low fee I added catastrophic medical coverage to switch the diseases that are extremely expensive to treat. I could not see limiting myself to just cancer.
My personal thought...yes
Yes, it's just resembling buying insurance, in case you carry hit by a blue car.
Answers: You already have some good warning here.
Cancer insurance can be a wise purchase and also a bad purchase. If you own a family history of cancer or if you are a smoker cancer insurance might be a good model.
The American cancer society says 1 in 2 men and 1 surrounded by 3 women will get cancer, Cancer is responsible for 1 out of every 4 deaths.
The adjectives cancer plan is designed to pay indemnity benefits based on the treatment you are acceptance. These benefits are meant to help near your loss of income while going through treatment for cancer. Some plans even provide $10,000 per year for experimental treatment (something your health insurance won't cover)
Benefits for Travel and lodging for out of town treatment.
$10,000 for Chemotherapy and so forth
Many health policies reduce the prescription coverage to $5,000 per year and one drug for pancreatic cancer cost $4,000 per month. (everyone should check their policy limits)
Speaking from personal experience when my mother was diagnosed with terminal Cancer, she could hold used the insurance. Her and my father went out of the country for experimental treatment and it cost them close to $8,000.
My father lost a lot of time at work and have to hire a caregiver all of these things are not covered by health insurance.
Most cancer plans start around $20 per month and contained by the end you will have to weigh the cost vs the benefit and breed your own decision. But for someone to give you a hurried yes shows they have very little scholarship of the subject.
yes
No, not really, it pays you money to live on, like disability payments. It usually does not pay the medical bills as you own health insurance for that. It helps retribution for your living expenses if you are unable to work.