If your injured on a position?
If injured on a job , And alawsuit is settled, And that being has no Liability Ins, Does the delegation that hired this contractor become responsable for the liability Ins. When a builder hires out to Sub contractors, Arn't they resposible to make sure they are covered by Comp& Liability
Answers: As an attach to the other answer, most states have some sort of Special Fund to pay cheque work comp claims for employers that do not enjoy coverage, the state will then jump after the employer to pay put money on the costs of the claim. If you are looking for some sort of big payout, forget it. There is no pain and suffering payments within work comp, and no punitive payments either. You roughly don't settle a work comp claim until you are MMI, you are as good as you are going to receive.
OK, if you're injured on a job, WORKERS COMP is what kick in, not liability insurance. If the sub doesn't enjoy workers comp, the general is on the hook for benefits. If the sub and the common both don't have workers comp, you can other go final to the property owner.
Not having a policy, does NOT be set to you're "off the hook" for benefits. The problem near contractors is, they can just report bankruptcy, and you'll never see a dime, even if you get hold of the judgement. But you can still go after the property owner.
Your attorney should be advising you on the law for YOUR STATE, as it's highly state specific.