If my apartment is broken into will i enjoy to show receipts to insurance co. to replace items?
No. But you enjoy to file a police report and give a full inventory to the police and to the claims adjuster.
You don't need a receipt for 100%, but you'll necessitate to prove ownership of anything unusual. Recent purchases should show on your credit card statement. High ticket items, you'll need the owner's manual/warranty card, which you probably have anyway.
It's other a good idea to videotape the inside to take a complete inventory.
Answers: No but they will look for pictures and an inventory.
If you have items that are fantastically expensive - yes. If your apt. is only 500 a month, and you claim a 5000 stereo and tv, next they are probably gonna ask for some kind of evidence. Pics, receipts, something.
The items you claim need to be surrounded by line with your income.
No, you do not need to show receipts, but they do help. If you enjoy very expensive items, take out a seperate policy on them. Prepare an inventory of your possessions, help yourself to pictures of your home, and retain both the pictures and inventory offsite.