If I enjoy HOA coverage beside State Farm do I own the right as an owner inwardly the HOA to directory a claim?

I was assessed $66k for bad construction. Why be there not a claim filed and instead adjectives owners were assessed. This has have huge financial implications for me...now the HOA is dinging me at 12% a month for my outstanding debt still owing of over 27K...HELP!!

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Answers:    Typically the owner of the HOA policy is the HOA itself. The HOA have a charter with a governing body and an authorized representative. That Rep. is the those who could file claims through the HOA policy. I'm guessing the governing body of the HOA looked at adjectives options for paying for the bad construction and chose assessment. Has not a soul explained the reasoning behind the decision to you?

That said, poor workmanship is not a valid origin for filing a claim.
http://www.insuranceyak.com/ten-most-ask...

Unless damage is done by a covered risk, you're not getting insurance coverage.

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