Help! Pregnant beside no insurance!?
Hi, i'm 21, from VA and pregnant with my first child. I'm guessing I'm right around 5 weeks and my first prenatal visit is May 20. I'm getting married this summer and super excited going on for both but there's one problem, no insurance!
I work for the post office as a Temporary Rural Carrier but since i'm just a intervening I cannot get the great benefit's the post office offer like insurance. I'm currently trying to find another office that wants a rural carrier assistant ( they get benefits) but so far no luck.
My husband to be have worked with Sprint for 2 years and therefore have health insurance that I would be able to bring back on but he recently has be screwed over by his boss and will be leaving the company here shortly.
This is really stressing me out and I don't know what to do. I need to walk to my doctor's visits but without insurance it will break me.
I want advice, please help this situation is putting me surrounded by tears! I'm desperate!
You need to go and apply for medicaid. They are flawless in helping pregant women. Temps will most likely come upon medicaid expectations and if not your state should have low income insurance which social service can direct you to.
As previously posted, if you do not qualify for medicaid (and many states are very liberal near income allowances for pregnancy) you may want to ask your dr and the hospital you will be delivering at about a discounted brass rate. Most have them!
This is a link to the VA Medicaid Handbook that will answer abundant of your questions:
http://www.dmas.virginia.gov/downloads/p...
Here is a link that explains medicaid and adjectives the other programs available. There is also info on eligibility and appying for assistance:
http://www.dss.virginia.gov/benefit/me_f...
Answers: If you don't make more than $20,800 you qualify for FAMIS http://www.famis.org/
If you don't qualify you should really consider getting married by the justice of the peace and getting on your boy friends policy. You can still hold you wedding this summer.
He may need to stick it out at Sprint of late to get you covered. After you get on the plan if he leaves Sprint you will be capable of keep the coverage under COBRA. This will be expensive but it is an opportunity. I would not let him leave sprint until he have another job lined up beside benefits.
um, why don't you go on medicaid? I think they hold a special program for pregnant woman:
http://www.workworld.org/wwwebhelp/va_ap...
http://www.workworld.org/wwwebhelp/va_pr...
http://www.dmas.virginia.gov/rcp-home.ht...
Many women are faced with the dilemma of becoming pregnant near no medical insurance or switching jobs or plans when they are already pregnant. Please you have rights to ask what the management can help you. Your husband to be is a tax payer and you are entitle to these benefits. Please run to this websites that is government service for you.
http://www.cms.hhs.gov/home/medicaid.asp
http://www.fns.usda.gov/wic/
This is another site that might backing you.
http://www.americanpregnancy.org/plannin...
Good luck on your new and happy existence with your new time.
Contact your local SRS bureau. They will check your income and ask you a butt load of questions but you should be capable of qualify for assistance from the state. Like a medical card.
I would suggest getting it now before something happen. You may want to try a website that compares multiple companies at once to get you the best price, they have also multiple programs for pregnant women.
Go to: http://www.insureme.com/landing.aspx?Ref...