How do I set up my own insurance (dental and medical) below my corporation?
I am in the process of starting my own corporation. I wanted to setup my own dental and medical insurance for myself. I will be the singular employee of the corp. How would I go more or less setting up my own dental and medical insurance under my new corporation?
You go to an agent, and ask them to bring you quotes for dental and medical insurance.
You don't get a group rate that way, and it get individually underwritten - so if you've got stuff wrong with you, they're not going to thieve you, or they won't cover that stuff.
In most states, you need a minimum of 2 people to qualify for a group plan. That doesn't hold to be 2 employees. It can be you + 1 employee, or two partner. Most companies are going to require documentation to prove that 2 people are involved in the business. They will usually ask for copies of your articles or incorporation, breakdown of ownership and laying-off insurance reports (DE-6 if in CA).
put away 2000.00 / month for coverage under 15,000...buy major med wiyh deductible of 15,000
Answers: In demand to have group insurance you need at lowest two employees. it could be you and your spouse, but you would have to hold her on the payroll.
Other than that you can just purchase individual coverage
Try using yellowpages.com to search for (group) condition insurance brokers in your area.
Don't bid your auto and home agent they specialize in property and causality insurance. You need someone that specializes within health insurance.
A Broker represents multiple carriers and can relief you sort through all the different insurance companies and plan options contained by your state