Are Insurance companies suppose to backing home owners?
If you have home owners insurance, is it everyday procedure for the insurance company to tell you you own to redo your garage roof or they cant insure you, and will they be responsible for some of the salary?
Answers:
Yes, it's normal for insurance companies to describe you that they can not insure due to a particular condition. There's the usual wear-and-tear that insurance do not cover. You do want to trademark sure that you maintain your property and do the best you can to prevent any pull. I don't think the insurance will reimburse you amount you spent on keep, but you definitely want to be amply insured at all time by complying their recommendation.
Other Answers:
They are designed to make money and that requires the analysis of risk. They will probably enlighten you that people next to all our your attributes are smaller amount "risky" if they have a better roof, so they construct that requirement.