why pessimistic society believe insurance ?
why dont they put their monye for their personal development ?
except wan people, why they want to donate their money ?
Answers:
Wrong, dude! People who believe in insurance are convincing people because they know that not a soul can avoid death, not a soul knows when they are getting sick and will not be capable of earn money anymore, or they know that bad things can come to pass to anybody at anytime. They are still healthy and they buy insurance policies, they are building a protection for themselves and their love ones because if they are sick no insurance companies will take them as clients. Insurance companies simply except clients with perfect health conditions to start their policies.
For your information, modern insurance companies will work as financial consultant, not individual for insurance matter but they can produce their clients' policies as investment as well. It's commonly call asset management. Investment beside protection (insurance).
Other Answers:
Because they believe something bad is going to ensue.ie: car crash, mortal illness, house burning down,etc.
You are protecting yourself against loss. If you are confident and don't think your house will burn down and don't buy insurance what run you do when it burns down?
Anyone can come down with cancer or another condition even though they give the impression of being healthy. That's why it's prudent to work at a job that give you medical benefits
Intelligent people use insurance to protect their assets from hasty death, disability, liability and sickness.
simply coz it's other hard to return with any generous foot from surrounding people when you obverse any financial crisis, due to big car disaster or big rubbery pr disastrous fire loss ..
when you are also out of enough bread .. insurance would then resque your natural life stability ..
God Save us all ..
Insurance is close to a parachute, dude. If you don't have it when you call for it, you'll never need it again.