Travel Insurance Policy - Personal Accident Cover?
Hiya!
I'm looking at travel insurance to cover me for a 12 month trip to New Zealand; that also covers for extreme sports such as bungee jumping & sky diving.
I've found one that looks pretty appropriate, and it does say it covers for Sky diving, which includes personal liability cover. However, excludes personal misfortune cover.
Can anyone explain to me what this means?
I make out personal accident is when something happen to you, e.g. loss of a limb, that be unexpected. Is that right?
What, exactly, would I be covered for if I wasn't covered for personal luck cover?
I've tried to find simple definitions but to be honest, it's adjectives just dialect to me!
Check out the online FAQ on Travel Insurance liability== if some-one else is injured and you are at fault
Personal Accident cover or PA cover is exactly what you described. Pay out for a specified event approaching loss of arm, leg, eye etc or weekly benefit for incapacity.
xxFJ
Answers: If I were you, I would fashion a list of question and contact the agent to explain in detail exactly what you will be paying and what will and will not be covered for. Insurance Companies own a way of address list Terms and Conditions that cover them rather than you.