Health insurance cross-question for relatives who move alot and sub-contract.?
What would be a good insurance company in the US to step through, considering we make considerable money. Not a whole bunch, but better than getting the rip rotten Cobra.
Check this site site pretty customizable to your wants. http://www.ez-insurancefinder.com they have some pretty good info and administer you competitive quotes from some of the top providers.
What's the sub contract part of a set about? Just to identify that you can't get coverage through an employer?
Here within the US, insurance is regulated on a state by state basis. So there might be a plan covering if you move out of state a great deal, but my guess is it's going to be a major medical, and not cover routine stuff and minor stuff. And good luck on finding local providers EVERYWHERE.
Additionally, the "rip rotten Cobra" is usually a great deal, because it covers stuff already wrong with you. It just seems expensive, because your EMPLOYER was picking up a huge chunk of the tab.
With insurance, you attain what you pay for. Want a $5,000 deductible? That will cut the premium in partly.
Bottom line - talk to a local agent in the neighbourhood you, ask them for help. Don't buy this over the internet.
Answers: I would recommend finding a local broker that can help you sort through the options surrounded by your state. A broker will represent multiple carriers. But a good starting place is Assurant Health they are the largest insurer of individuals within the US and they are the only company that has coverage up to 25 million, most other carrier only go up to 5 and at the most 7 million
Try using yellowpages.com to rummage for health insurance brokers in your nouns.
Don't call your auto and home agent they specialize in property and causality insurance. You obligation someone that specializes in health insurance.
Since insurance is regulated on the state rank even if you have a national carrier similar to Assurant, Blue Cross, etc. each time you move to a new state you will involve to apply for coverage based in the different state. If you are moving within a single state make sure you avoid plans that just service regions within a state like Kaiser.
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Visit: http://www.smedleyinsurancegroup.com They are a broker for more than a dozen companies that have adjectives been mentioned above... They are quick, modernized and honest! Many of those companies have nationwide networks!
You will want to choose a well prearranged and reputable nationwide company with a massive network of providers.
Some of the best companies to investigate include:
1. United Healthcare
2. Blue Cross Blue Shield
3. Humana
4. Aetna
5. CIGNA
Here is some more information about how to choose the best strength insurance carrier:
http://www.healthquote360.com/Health_Ins...