I want to insure myself?
myself is 32/male.want to take some very cheap term policy with return of premium .pls guide
Read some insurance tips on this site
Go to insure.com and they will give you several quotes.
You will not get life cover with return of premium.
LIC is the best chaise
Answers:
Why do you need return of premium? If you are getting a 20 years term policy and you think you will outlive your term than you do not need life insurance, or at least not the 20 years term. Return of premium is purchased as a rider to your term policy and is expensive. You are trapped for the entire term which can be 20 or 30 years and, if you miss one payment the company can and probably will cancel you and you get nothing. I would suggest shopping around and consulting with a licensed agent.