I be hit by a drunk driver and...?
She fled the scene. I was flipside ended at a red feathery she had no intention of stopping at. My dogs flew from the rear legs seat to the dashboard, I followed her call 911 and she was arrested. It turns out it be her 3rd arrest for drunk driving, she was conviicted of drunk driving and felonious assault. I be in bed for two months, have to hire someone to take exactness of the house,because I was contained by so much pain. I'm trying to capture damages from her insurance for $10,000. (roughly what my bills were) They want to settle at $4400.00 and I'm being told I should settle. WTF? I'm not asking for the moon, I expect given the circumstances I'm being completely reasonable - everyone who saw me during that time frame be licking their chops over how much I was going to bring!!! (Like looking for $500,000 or 1,000,000) What do you think is satisfactory and should I get another advocate?
Answers:
An insurance company is NOT going to pay you more than the coverage shorten. She might have minimum liability for your state.
Also, how much be the damage to your vehicle? Minimal wound to your vehicle would suggest that you are exaggerating your physical injuries, and you won't get much settlement.
You should know how to collect for the entire amount of your medical bills, including prescriptions, and services you have to hire because you can't perfomr them yourself (assuming you can't execute them due to a direct injury, such as two broken legs).
If you only own soft tissue injuries (neck & back) or have waive your right to sue for non-serious injuries (limited tort?), you will NOT be able to collect for "pain and suffering".
Who is describing you that you should settle? If it's an attorney or your agent, they are more familiar next to your coverage and your state regulations, and I'd take their word over a stranger on the internet.
Other Answers:
Don't settle, it be her fault, you are entitled to the money for medical bills and loss of income etc!