what does liability insurance do for a company that provides a service to inhabitants surrounded by their homes?
Answers:
The insurance will cover your business related, non-auto, liability exposures.
For instance, if you bump into a client's plate glass pane while doing whatever it is you do contained by their home, your company would investigate to see if you were at quirk and pay the damages.
It could also cover your professional exposures. Say if you be an EMT and you dropped your patient while you be loading her into the ambulance.
If you were a plumbing contractor using a blowtorch to soften frozen pipes and caught someone's house on fire. Covered.
These be all physical claims, by the way.
Other Answers:
I mull over it provides bodily injury coverage as well as property break coverage. Ask an insurance agent or read your policy.