Insurance suggestion (or would this be legitimate?) needed?
Here's the deal: I be laid off belated last month. My former employer requested me to discharge the premiums of my health insurance (if I looked-for to keep it) out of pocket. Which I did, for June, within late May.
I received a memorandum today (June 22), notifying me of a rate increase, which also informed me that I would necessitate to pay an extramural amount (over $50) for June's premium, which I thought I already paid!
Is this legalized? I suppose I should be asking a lawyer, but this individual happened an hour ago. Thanks surrounded by advance for your keenness to help!
Answers:
After you have been out of a job, your employer allowed you to have continued coverage beneath COBRA.
Your former employer does NOT have control over the COBRA rates. ((Unless they are owned or controlled by an insurance company))
Unfortunately the answer would be "yes" because if any of the following applies:
1 - COBRA raise the rates
2 - Your former employer made an honest mistake in stating the rate.
I would do the following:
1 - Send employer a epistle asking WHY the rate was changed.
2 - ALSO stating that IF they do not know the justification, to provide you with the contact information of the agency, or insurance mover who is providing the COBRA coverage.
3 - Then I would follow-up with the agency who is providing the COBRA coverage & return with the anwers there.
The above answer with the sole purpose applies if you are making payments to an agency that is NOT connected beside your former employer.
Other Answers:
yes it's legal. merely pay it if you want the insurance.