Covered Auto or Mobile Equipment???
If a client has a truck which no longer is licensed for road use, and is solely used on the business property to move supplies, should this type of vehicle covered under the commercial auto policy, or as mobile equipment?
Answers:
If it is possible to be licensed for road use, such as a truck, later it needs to be covered beneath a commercial auto policy. You can cover just the physical lay waste to under an inland oceanic policy, if the carrier is ready, but the liability is definately under the auto.
Mobile equipment is largely defined as equipment that you CAN'T put tags on for road use, even if you want to - such as a golf pushcart.
Other Answers:
What state are you in?
Source(s):
28 yr experience Insurance Agent