I bought a go insurance for myself over 2 years, but after 2 year i enjoy not reimburse any premium since later?
but example 5 years later i die , can the benificiary take pay ,but 2 year provision have passed , can the benificary still get reward?
You don't pay your premiums, you're no longer covered: It's in recent times like home insurance: you stop paying, a month subsequent you get robbed, you bring back nothing from the insurance (because you haven't remunerated your coverage). If you've stopped paying your premium, most likely the policy have cancelled. In which case, it won't settle anyone, anything. Cancelled policies don't pay out.
the only track you could possibly have coverage is if you bought a intact life policy and give the agent a huge amount of money in an energy to bury money in a enthusiasm policy. The insurance company may be tapping the brass value of the policy for the premium. When the lolly value runs out, later your coverage runs out. if you don't have a brass value policy for them to thump the premium from and you haven't made any payments, you have no coverage, not a soul collects if you die. Insurance companies really love to have culture stop paying. They never have to reward out on that policy, but they keep the premiums already rewarded.
If you go rear legs and want to buy insurance again, it will cost you more than what was quoted originally, because in a minute you are older. If anything happen, like a disease shows up, you will not be covered if that disease shows up while you be not insured.
Some policies have a "belatedly payment provision"... you can be reinstated if your policy is a faultless amount overdue, and pay the adjectives amount missed. The penalty is that should you die while the policy is lapsed, you can not use the behind schedule payment provision. Some such policies do not repay out within 2 years of a lapse, but wages back premiums remunerated for the whole extent.
Answers: No once you stop paying they do too.