Does it cost more to customise a personal insurance policy?
like if i want to attach extra coverage for cancer if my family have a history of cancer... will they even allow it?
Answers:
what kind of insurance are you discussion about? Life or condition?
In either skin, if you have a history of cancer, you are probably are not insurable. Though, some companies may cover you, it will be unbelievably expensive and it will be difficult to find companies that can cover you and your family.
Anyway, you can't really personalize your own insurance policy. There is principal plan that just cover you and your loved ones. If you want some extras added to it, you will have to wages it. (It's just approaching getting a car lacking all the goodies similar to GPS or surround sound stereo, etc)
Other Answers:
You don't know unless you ask. Call your agent.
Nothing in this world is free. If you are tallying coverage then you will enjoy to pay the rate for that coverage. This is not the right forum to ask that type of ask. Any questions about your coverage should be directed to an insurance professional that can guide you. You don't know what kind of crackpot answers you may acquire here that are wrong.
Source(s):
Licensed insurance agent, 3 years PLEASE, PLEASE, PLEASE work with a fitting credible agent on this. Your insurance company should pay for most of these expenses, but nearby are expenses that insurance does not cover.
Can I assume that you are talking roughly a non-group plan? If so, there obligation not be an upcharge on this.
They should be able to work near you to show you a supplement policy that will cover not only those unpaid medical expenses due to cancer or other critical bad health, but monies sent to you to take comfort of other expenses. Mortgage, car clearance, to and from appointmens, childcare.
Please email me at healthlifeinsure@yahoo.com if you would like to know the think to look for or ask.
Best of luck.