Engagement ring insurance? Has anyone done this and how?

Here's the thing: my fiance actually WASHED the apparaisal licence in the laundry by mistake, and now it looks resembling crap and has holes in it (obviously, it's paper). However, you can still see the specs, picture, and price of the ring.
The place he bought it at is resembling 2 hours away from our house. Do I HAVE to present the original appraisal certificate contained by order to insure the ring? Or can I just seize another place to appraise it again nearby? (especially since I still have the launder, lol, original).

Also, we do not own a home but my parents do. Can I do it through their homeowners' insurance and how?
The ring is worth almost $6K and I've been engaged for 2 months already, and don't really touch comfortable without having it insured.

Any suggestions are generosity. Thanks so much!
ask your jeweler to make available you an appraisal most of them will give it to you for free or no more than 20 dollars
I also work for State Farm. The personal articles policy is markedly inexpensive and gives the all peril coverage. Ask an agent if they require an appraisal or if a receiving will do. Most will require the documentation to at least have the 4 c's (cut, color, clarity, carat). I would also reccomend asking for a $0 deductible since near is hardly and difference in premium.

Answers:    check with your local state farm agent. you can achieve a personal articles policy that will insure the ring and it's an all perils coverage, goal regardless of what happens to it, it's covered. You won't need to hold home insurance in order to buy this because it's a seperate policy than homeowners insurance. State's vary, but in Missouri if the efficacy is less than $5000 you won't need an appraisal, however, you if enjoy the reciept you can use that instead of an appriasal. You're agent will work with you getting what you need. Once again, it vary's, but here the annual premium would solely be about $50.

good luck!
Matt is correct - the receipt should be sufficient...

The coverage is SO CHEAP it will shock you!
You can seize it reappraised that would be fine. Even without owning a home you should at least own renters insurance to cover your personal belongings. You can get a personal articles policy that is separate from home owners insurance.
Just appointment your P&C agent.