can farmers insurance really terminate my house INS. if i don't reimburse the per annum member dues?

Answers:
I think you close-fisted Farm Bureau Insurance. Farm Bureau does have a yarly sponsorship fee, and yes, if you come to nothing to pay the bias fee they will and can abolish your policy.
Farmers Insurance does not have a bias fee, they do hold a one time policy fee which is rewarded on the initial application.

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Other Answers:
yes since it is a co-operative.

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Farm Bureau charges fees - And yes they can cancel.
Farmers Insurance does not charge a "membership fee".

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