What insurance should i buy?
what insurance policy do i need ?
scenario: surrounded by a car stroke of luck (my fault) i get injured, but do not loose legs etc, but freshly need some phisicotherapy - it can cost a great deal in uk i guess, and saloon insurance does not cover that
what insurance should i buy?
Answers:
Most standard policys will do as you would get physiotherapy on the national form after being reffered by your doctor
I believe your policy will recount you that you are entitled to a certain amount of money for hospital treatment, and what you mentioned should be covered as hospital treatment. It is a medical condition.
I can tell you what giving not to buy-Geico! I was rear-ended by a Mac Truck going 77 mph and be in a coma for relatively sometime. When I awoke I was told by my parents that Geico refuse to honor our claim (we met every requirement of our policy) and therefore we have to get a attorney on the case. You are an Englishman? I would enjoy to go next to Lloyd's of London, as they will ensure everything, and always clear out. They pride themselves in keeping their word buddy.
Anothermasculo is correct roughly speaking the medical payments on your auto policy. I would like to make a payment that if you are looking for some coverage that will pay for your dream therapy as a result of the accident that have already happened, you may not be capable of find it. Don't know anything about insurance within the UK, but here in the US, you can't buy insurance to cover an catastrophe that has already happen. I believe that you will have to foot out-of-pocket for this one. If you are looking for coverage in the eventuality that this type of item happens again, you should look into some type of condition insurance coverage that includes the cost of PT.
see for your wishes
okay, in the US, most states enjoy PIP (personal injury protection) or MPC (medical payments coverage). these coverages would pay actual related medical expenses for injuries directly resulting from the auto luck. in most states, this is a voluntary coverage that you wage premium for.
in most states within the US, in an auto calamity this coverage would be primary over any other type of health effort. this would also help to cover any deductibles or copays that would apply in the past private health safekeeping would start taking over.
its probably very similar surrounded by the UK as well.
You are correct within that if the accident be your fault, your motor insurance covers the other party but not yourself. Even next to a fully comprehensive policy, if you are at fault, everyone else injured, including your passenger, are covered. But not you.
Look into private health insurance; tons companies out there - one of the biggest is axa-ppp; http://www.axappphealthcare.co.uk/...
Always check the exclusions though!