Has anyone worked for Combined Insurance?
I got an e-mail from them asking me to interview for a control trainee position. Has anyone done this or have any acquaintance of this process? Their salary scale is also very evasive. Anyone know specifics? Thanks in finance.
Answers:
The company is a real company and a amazingly strong one at that. The only concrete competition they have next to the accident/ disability/ health branch is Aflac and Combined have more policy holders and sales than they do. They will be intensely vague nearly income because the mgt trainee position isnt really that. let me explain. If you be to take the available job after the interview, and they will hire you if you have an auto, ins. and are bondable. You would start out as a sale rep. Commission only. You will receive some established accounts to fiddle with in which you will win a small fee for renwing near policeis. Off of your renewals (established acounts) you can expect to make give or take a few eneough to cover your gas for the work week. Any reel money is made on sale. Cold calls, door to door and business to business getting a ton of NO'S and other hoping for a yes. You have to be tacky skined and strong willed. Willing to work long hours, travel and earnings your own expenses. They have a promotional system base on merrit and not seniority and they do promote fast if you can vend and are willing to work! However a promotion doesnt other guarantee more $. On paper you bet you will receive more $ however you will now be a sale mgr and have to hire a sale team. This cost money. You wage along with your District mgr for adjectives hiring cost including adds and training. The training is hand on in the corral and as a mgr when you take somone out and work near them all hours of daylight you have to split the money earn. Again all expenses for work that afternoon, week, month and year is out of your pocket and if you dont sell that week you dont drink. Follow me? I am not trying to dicourage you, you can make money but I want you to know the truth! The party interviewing you is trying to sell you on the company and HOPE is the artifice ingrediant for success. They are trying to find your hopes up so you buy in to the co. I worked for this co. for 6 years formerly I moved on and here is how it went. Within 6 mo. I be promoted to sales mgr, contained by 3 years I was promoted to district mgr. At every rank, HOPE kept me digging looking for the magic $ but to convey you the truth every promotion meant more expenses. As a sale rep it was gas and hotels along next to eating out adjectives day. As a sale mgr it was training fees and everything else as a sale rep. As a district mgr The fees to run a district was rediculous not even counting the miles I would put on a vehicle every year. At lowest possible 35k a year! I left because I have to work long hours so I could make more money to cover expenses. It be a viscious circle! Never did I get ahaed and I be considered somewhat successful. I even had the Grand Diamond award which is the top award given out. Enough about me. If you be to ask me should you take the commission I would tell you NO! Unless you are of a mind to pay a huge price surrounded by time and $
One person above made a comment that they hire and fire adjectives of the time. That person is fairly correct. They do hire all the time because the turn over is huge! People own to pay near own expenses. But the co. very seldom fires anyone. It is too expensive to hire save in mind who pays those cost. Since it is commision base at every level it doesnt cost to hold on to somone on. If they dont sell what do you pay packet them? Nothing so why fire them? You have already invested the money to traine them so hold them and HOPE they get better.
Good Luck!
Good luck!
Combined Insurance is a well particular for hiring lots of people, have them sell to friends and relatives, afterwards firing them for not meeting ridiculous goal. Combined is always hiring, and other firing. I have never worked for them, and never would.
The products are cancer plans, and AFLAC type of plans. I would not spend time going on an interview there.
Be discreet. I have no personal experience next to them but friends in the business do not hold any good things to say aloud. I've heard that the nouns trainee job is nought but a cold-calling sales post trying to sell stuff to senior citizens.
Do some research on your states insurance commissioners website in relation to complaints filed by consumers and you might also want to check out them on www.ripoffreport.com.
never hear of them be careful