Fraudulent insurance claim ???
I've a rather mature laptop & had be thinking to buy a new one. Up until just this minute this laptop had be working OK except that it's been limp up every now & later while using. Local PC repair shop couldn't do much about it & the just option that I be recommended to was to dishonestly claim it being tattered as a part of home content insurance.
Since I've never done such "fiddling" next to insurance, I felt smaller quantity comfortable but seeing this being the lone option of any getting it repaired or getting it replaced, I'm inclined to give this "fiddle" a budge, with my insurance claim.
I've already reported insurance company that I've have laptop dropped accidentally on the stairs while taking it upstairs, they've arranged their company to have my laptop collected & return with it inspected.
Answers:
Ah ah,so it be your claim I've been dealing next to.Roll on tomorrow!!
Naughty...naughty.
xxB
Why is insurance fraud considered a 'victimless' crime? It's honest folk resembling us that end up getting it surrounded by the neck by paying better premiums for the likes of you.
They right to be heard that for every 5 metres square of sand on a spanish beach, you'll find 1.5 rolex watches. Who take a rolex to the beach for god sake?!?
Do the honest thing. If you're caught out making a fraudulent claim you'll stuggle getting standard for all types of insurance contained by future as you call for to advise on the report whether you have be refused insurance within the past. Insurers share info next to each other so even if you slouch, you'll get caught contained by the end. Its not really worth it for a few hundred quid.
Hope they cotton on to what you are up too, and you get black down on the Insurance data remains. I'm sick of my premiums going up.
Honesty is the best policy mate!
What is the point anyway?, even if the insurance company would reimburse you, it is not worth anything. The value would be calculated after depreciation.
and
What use to you is an elderly computer?, new ones do not cost much at the present time so why risk getting a blot on your record???
Wait until Xmas, who know Santa might bring you one along!
Happy Xmas
What you are doing is call "fraud" and it is a crime. Stop now since you get within real trouble.
All I will recount you is that Insurance Companies have "SIU" team or special investigation units, You are plausible to get discovered and it will cost like mad more than just buying a fresh laptop' instead you may be doing lap dance for "BIG BUBBA" at your local Jail. Enjoy and don't drop the soap.
It say on your 360 page, you may have principles.
Where'd they shift when you dreampt up this hare-brained scheme?
This is so sad. You are not single attempting to commit fraud, you are trying to enlist others to commit fraud as well by helping you to do so.
I merely hope that you are joking more or less this. Look at all the activeness you have already expended on this and how much more will be compulsory to continue on this ill-fated attempt.
If you are found out, which you probably will be, you may be charged next to fraud and could even go to reformatory. Is it worth that?
Think!!!
Well, it's kinda POINTLESS. You're not going to get a NEW laptop, you're going to gain another OLD laptop, rather older, at that. Unless you specifically insured it with a floater, it's not going to be covered for "oops I dropped it". If they find something that IS covered, and even IF you specifically insured it, you imagined have a deductible.
The significance of this could easily hold depreciated into obsolescence, especially if it's older than 3 years, and it's not WORTH anything to claim, any opening. Even if it hasn't, they WILL depreciate for whatever problem they find (bad wires? blown motherboard?) once they give somebody a lift this apart.
I just don't regard as it's worth the time & effort you're putting into it, adjectives morality aside.
Every fraudulent insurance claim by dishonest claimants results in a sophisticated premium for honest customers. I strongly recommend against this course of action.
I am completely and utterly disgusted by people who would fashion a fraudulent claim against an insurance company to give them (or you contained by this case) you what you don't deserve. That is the #1 reason why insurance premiums are so giant. You say "in good health if I am paying for it, I might as well use it" but what you are really adage is that "you are using it, so now you are paying it. By the channel, I am an agent and if I can find out who you are, I'd turn you in to the insurance commisioner for your state!!!
Your playing with fire sunshine!
This is fraud.
In reality you wont receive caught, difficult to prove if your laptop stopped working through age or being dropped.
If you enlighten adjuster that laptop hangs since mortal dropped, and it does hang available job done!
If your insurance is new for weak, expect to receive a lb300 dell in exchange for your excess cheque.
When you find out how slow it is reflect on ' was it adjectives worth it!'
I agree with previous posters. It's fraud and a crime. You are not of late robbing the insurance company, but your fellow policyholders, and are playiing a dangerous hobby. You could end up near a criminal record. a place on an insurance blacklist, or your policy cover anyone cancelled.
Until recently, I in fact worked for a company that verifies such claims - they own very experienced engineers who will fetch out a thorough inspection to ensure that any damage (internal or external) is consistent near the supposed cause of the vandalize. Not much gets passed them. They will know whether the knock is due to a software error, wear and tear or impact. In like mad of cases where at hand is no visible break it's often the user's imperfection, a memory issue or a virus.
It's people such as you who enjoy made the claims process so complicated. If frauds weren't committed, more claims would be paid straight away.
this is fraud, so I wouldnt do it if i be you.
unless you really did drop it down the stairs - hint bit
if it was on when you dropped it it would do most bring down, so i hope it wasnt on - hint connotation
Insurance fraud is a crime. To do what you are doing is making everyone's insurance costs turn up. Be a man and own up to your crime and go out and buy yourself a unmarked one.
You be the sort out, before you stumble upon a real one. What is the subsequent 5 to 15 years of your life worth to you?
I am assuming it is smaller number that $1000 if you are considering going through all of this for a $500 laptop.
You should be arrested, and will be if you proceed beside this. Insurance fraud is not a good point to have on your resume'.