Can you transport sports car insurance lacking a license?
I live in Oklahoma Im almost 16. My dad's license is medically suspended due to heart problems, and be about to buy a motor but he doesnt know if he can put it under his pet name since he doesnt have a license and im single 15.. HELP!
Answers:
Absolutely - you can get "theft & fire only" for your saloon, if it's not licensed for road use. Or you can carry liability coverage next to it, but you need to put a licensed driver on the policy.
The policy owner SHOULD be the vehicle owner, but they do NOT enjoy to have a license. You DO have need of to have a licensed driver driving the motor - that's the person you roll on the policy.
The legal contract age vary from state to state - I HAVE written a policy with the vehicle owned by a 15 year outmoded, the vehicle was given to HER within her parents' divorce settlement. Check with your local agent to see how weak you have to be within your state, to have a policy surrounded by your own name.
You a short time ago have to explain to the insurance company why your dad doesn't drive, it's not a big concordat.
Faye is right.
The grill the insurance company would ask is why do you need a motor if no one have a license?
Wait until you have a license after you can go win a car and insure it.
I don't know Oklahoma rules but every state I've been within, to get insurance, someone have to be a licensed driver.
He may have to skulk until you are 16 and licensed to get the saloon but call a local insurance agent that you trust and speak to him about what your option are. You definitely want to own insurance in place back you get the saloon. Reason being, if you manage to get into an calamity on the way home from the coup¨¦ lot, you have no coverage if you haven't talk to an agent ahead of time and gotten the coverage taken care of BEFORE you pick up the coup¨¦.
Also, the Insurance Policy would be in your father name since he is the owner of the saloon. Also, you are still a minor so it has to be surrounded by Dads name. Then you would be programmed as the primary operator of the vehicle. And Dad should not drive it beneath any circumstances without a license.