Tyneside / top-to-tail lease: implication concerning building insurance?
Hi! My partner and I are hoping to purchase a flat in the coming weeks but are have problems finding out about building insurance cover. The flat is surrounded by a block of two each beside their own entrance - there is no communal charge for upkeep or building insurance.
I hold rang a quantity of building insurance companies, most of which do not know what such leases are! The current company providing building insurance seem to be unaware of the type of dwelling that they are providing cover for and own stated that they would not provide insurance - even though they currently are doing for the current occupants!
It seem that if one flat is not insured then the insurance of the other conceivably come void - which is the nub of the issue. If we purchase the flat and make a purchase of insurance but the occpants in the flat below do not, cannot, forget to renew for a week, where on earth exactly do we stand?
Google has thus far provided no answers!
plentiful thanks surrounded by advance, Sean.
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