How do you approach your company if your insurance stinks??

The prescription plan wants us to carry prescriptions thru their own company in three month intervals. But they right to be heard they are out of stock or all kind of reasons they can't crawl them. If we fill them surrounded by a local pharmacy then we earnings.
What is the best way to approach the company in the order of getting it changed or getting them to approach the company with complaints?? Any suggestions??

Answers:   This is company dependent, much as near drug testing

Some companies for PR want to propose insurance or be a Drug Free Zone, but you soon see it is what I call Wink-Wink

But, assuming your company is serious, later you must work your points up through the chain of command

Carefully, put together the issue(s) that concern you

Document your points

Tighten up your plan as you ooze to the top

Do NOT be contentious!

Walk contained by their shoes as much as possible
Write a letter to your HR department if you own one, and otherwise to your boss with a cc to his or her boss, detailing the problems you own had near getting prescriptions filled that should hold been covered.