Life Insurance Objections Part Two.?
15)I do not have time, Call me next week.
16)I dont need insurance cover for my children.
17)The returns in other investment schemes such as FD's, Post office,Senior Citizen Scheme, Kisan vikas patra,PPF are very high compared to what you're offering in your life insurance scheme.
18)We already have a corporate agent.
19)I don't have the budget.
20)Just recently I had a very huge expenses.
21) I am on holiday call me next week.
22) My mother is not well.
23) I have to pay bills, I don't have money.
24) I will speak to my people and let you know, after few follow up the prospect says I didn'nt have time to speak to them.
25) How much commission will you earn from this policy and how much rebate will you give me.
26) Do you do other investments such as stocks, postoffice etc.
27) Other financial investments are better than buying life insurance.
28) I am already saturated with life insurance policies.
29) I am not willing to commit right now
Answers:
15) I know u are very busy, but our product can help you to increase your value by using time. The earlier you start , the more beneficial it will be to you and your family
16) Eventhough children are not the breadwinner but any unfortunate incident can cause a fortune. (ie premanent disability or death).
17)Yeap, mr custumoer you are absolutely right ! Do you know that even with a return of 20% per annum right know, how much do you think you can invest with me? The morale is not many people can accumulate money. It takes time and a good saving habit. So Life insurance gives you a systematic way to accumulate$$$ + protection. The day u sign up you already create an immediate estate of 1,000,000. How long do u think u can have 1,000,000 mr customer?? So by saving 1,000 per annum you can get 10,000% return of investment , which funds can give you such a high return?
18)
19) Mr customer if today u dun have a budget of 100 per month, if a disaster strike can u afford 100,000 ? think about it. Insurance is to cover the "Just In Case" factor.
20) All people have huge expenses, but remember this
expenses won't go away overnight, if today u can't work your current expenses will not go away but you or your family will suffer because of your poor planning. by just putting away 2 dollar a day you can have 500,000 protection. (2 dollar is only a cup of latte)
21) Next week may not come. I need to see you now as I have a real incident of my prospect died in accident. I feel extremely bad that i did not underwrite him ASAP. never delay or procastinate sir, u are doing a noble job by getting people insured!
from
loihl@einsuran.com
Malaysia Insurance Portal
hi check this link its good
http://insurancess.notlong.com
.