Getting sued because of a motor coincidence?
my dad got into a saloon accident a few months put a bet on. now the guy he collided beside is suing him for 30,000 dollars. if he loses the case(even though my dad's innocent), who will have to wages the 30,000 dollars? will his insurance pay for it or will he hold to take the money out of his own pocket? gratitude in credit...
Answers:
If your father has auto insurance coverage, I hope he reported this chance to his insurer immediately!! And, if he have received suit papers (summons and complaint), he must notify his insurance company and supply them with those documents in a jiffy or be in jeapardy of his insurer denying him coverage on the font that he failed to report the loss and the lawsuit within a timely fashion. Your father's insurance company will provide an attorney to shelter him against the civil suit and they will pay for the defense costs as in good health as the amount of any judgement, up to the limit of the liability coverage. So, for example, if your father carry $50,000 per person liability coverage and the court awarded the other driver $30,000, the full amount of the award would be covered by your father's insurer since it be within the keep a tight rein on of his coverage. Most importantly, if he hasn't already done so, REPORT THE LOSS TO HIS INSURER ASAP!!
Assuming your father had insurance on the sunshine of the accident, his insurance will pay packet if he loses in court. That's what insurance is for.
THAT'S WHY it is not too smart to drive without insurance.
His ins co will represent him, so, try not to verbs. His ins co will pay, but they won't roll over and play insensible. If he hasn't notified the ins co. even so, do it ASAP.
car insurance should pay envelope if your dad had liability. Why is the guy sueing? Are you within a No-fault state
You should paw over any copies of the suit to your ins. company..it's their problem.
IF your dad has liability on his insurance policy ---and I assume he does as I believe at LEAST contained by NY it is MANDATORY to have liability insurance, consequently the insurance will pay IF he loses the suitcase. I was sued contained by 1996 for $6.5 MILLION because some old guy be running across a dark road contained by the middle of rush hour traffic and I happened to be the one to hit him. Even though the investigating cops found HIM at reproach (they called it Pedestrian error), he sued ME and be awarded only $100,000.00 which be totally paid by my insurance.
Your dad needs to notify his insurance company ASAP. They will investigate the twist of fate, and decide whether it is better to settle the claim or disagree the suit. All your dad needs to do is follow the instructions of his insurer.
This is why it is historic to notify your insurance company of all accident, even if you don't believe it is your fault. They can review the event and determine what evidence is need. This agency if someone attempts to file a claim, they can guard you.
Your DAD will have to clear the $30,000, unless he has insurance to cover it. Your DAD will also enjoy to pay to hire an attorney, unless he have insurance to cover it.
There are "standards of fault" to hold people at quirk. They will look at where the vandalize is on both vehicles, and what respectively party say happened, and see who's story is substantiated by the actual damages on the vehicle.
Police do NOT determine fault. Police reports are EVIDENCE, but not as strong as the wound on the vehicles. Tickets do NOT determine responsibility. They are seperate issues.