What is public liability insurance?
i am doing dance coursework around freelance dancing, and the different insurance you own to have, and wondered if anyone could relieve with this? i hold a bit of information, but i need it surrounded by human language, not mumbo jumbo i dont have a handle on! thank yOU! xx
Answers:
Public Liability Insurance is primarily intended to provide compensation for injuries suffered by innocent third parties as a result of negligence. The insurance company undertake to pay the injured soul, assuring the injured party of instantaneous financial assistance regardless of your financial capacity.
If you own a motor, you may be familiar with this type of insurance since this is compulsory within many countries whenever you hold your vehicle registered. It is also known as Third Party Liability Insurance.
Insurance against damages awarded to members of the public because of an injury or interfere with to their property.
Briefly, public liability insurance provides cover for possible claims made against you by member of the public.
For example, if you fell off the stage whilst dance and fell on to someone in the audience cause them injury they may be able to claim damages against you if they can show you be negligent - i.e, that you did not help yourself to due care.
See source for more details
I recommend that you speak to an insurance broker if you require this type of cover as it is complicated and specialised
Most councils insist performer have atleast lb5million pound insurance. If claims are awarded afterwards the amount is based upon the loss of income of the 'victim' over there lifetime. If you somehow control to disable a high flyer to the point where on earth they cannot work then it covers you.
Our council insists on lb10 million per ride for fairgrounds.
Public Liability Insurance is insurance for bodily injury or property damage that you may held adjectives for during your freelance dancing. If you hurt somebody or wrong somebody's property while doing your freelance dancing, after the insurance company pays for such damages. The damages cannot be intentional and the insurance has some conditions that blankness the coverage but basically to be precise what you get. You are insuring the public for bodily injury or property reduce to rubble you cause while doing freelance dance...
If a dancer surrounded by your class trips over your boom box while dancing She can claim compinsation through the coarts
and every one who owns here own bussines MUST have it ,its the directive hope thats clear
Its the type of insurance that street performers enjoy. It protects you from the people around if they come up to get hurt during one of your performances. Lets vote your dancing surrounded by front of some people at an event and your shoe flys bad and into some person's face. The insurance will cover you if they try to sue you over it.