Suing home owners Insurance?


a man ranout in the highway and crashed into my Husband while he be riding his bike...the old man be cited for jaywalking on a highway, can my husband sue his home insurance for the damages and way to carry around. Any one familier with this?
Thank you,
Answers:
**Since your husband be on a motorcycle I still think it go under homeowners. Typically HO policies exlcude motorized vehicle but I think i.e. if the insured was on one. Since the claimant be a pedestrian I think his HO insurance would cover. File a claim, it can't hurt. My info is base on US claims. I don't think you are. Your country may be different**


Yes. Homeowners covers liability of an insured (that is if the man owned a home). It most conspicuously would not go lower than auto as claimant car be not involved in this loss. The reality that the loss did not have to do beside a home also has nought to do with it.

You can superior a lawyer and foot them 35% of your settlement or you can try to go alone on it first and database a claim with the man insurance.

People seem to chew over your husband is at fault because he hit a pedestrian but from what I am reading your husband be on the highway. NOT a normal place for a jaywalker.

Be assiduous though on this. If you decide to sue, the hoary man could return the favor. Since your husband was on a non-motorized 2 controls bike it would go put a bet on to your homeowners.

Most states practice comparative negligence. What that means is that when here is a loss it is possible that both parties enjoy some % of responsibility. That means it is possible that the feeble man may have a valid claim even if it is for 5% of his damages. Again this vary by state.

You will not be able to recuperate for lost work due to no mode of transportation. You would be able to rest for medical bills, lost wages due to injury, pain and suffering, and bike.
yes he can , he requirements a personal injury attny. they can do that...
peculiar situation
You would have to sue him. But pretty possibly this would be covered by the mans auto insurance to some extent than Homeowners. I would check to see if he has auto insurance first and try to be compensated through that first.
This answer have two parts.

First the easy one.YES...you can sue the pedestrian for the damages incurred.

Now...the trickier onewhich type of policy you will be suing against.

This depends on exactly how the 'motorbike' may have be insured. If it was a substantial enough vehicle to hold its own 'motorbike' insurance, you could go after that policy if one exists.

If not, you can ceratinly use the walker's homeowner's insurer, if he have one.

But, even if he doesn't have insurance, you can still sue him, but even if he be 'jaywalking' on the highway doesn't mean you are going to win a lawsuit.

You could still effortlessly lose the case, if the ambler can prove that you should have be able to stop but didn't.
am i version this right? your husband was riding his bike and a pedestrian get in front of him and your husband wrecked? immediately he wants to sure him ? THATS exactly why race pay so much for insurance!!
As it be not done at the house I don't think so . He could sue the man for repairs to the bike. As for him not human being able to travel to work because the bike is his only method of transportation. I do not guess you will win an award for lost time as there is public transportation, friends and house. I have not be able to drive due to medical reason as of 1995 and I still get around on the buss, When I lived contained by New Orleans I road 2 buses and a street car and made it to work by 5:45am and have a child to drop off first.
Tell your husband to watchout for pedestrians next time. They enjoy the right of way. And suing the poor outmoded man??when it was your husband's reproach? Oh, wee,hee,boo,hoo. Having to go around suing ancestors for all they've get. Nice career.
no - not at the house
Go beside mama... answer. Home owners covers this sort of thing.