If my mom is borrowing my coup¨¦, is she covered by insurance?
Here's my situation. My husband and I have 3 cars. We only just found out that I am pregnant and want to let my mom hold over payments. Would we be able to put her on our insurance even though she does not live within the same household? Or, if we a moment ago let her borrow it, would she be covered? Thanks for your help out!
Answers:
Only the people on your insurance are covered. So, no she wouldn't be.
From what I know, you hold to add your mom to your insurance. In different states in that are different rules so not too sure about it.
I regard it depends on the state. In NY you have to be on the policy as an insured driver. Just double check your policy.
she is definitly covered by YOUR insurance
She is not automatically insured unless you have an uninsured motorist clause. Why don't you bid up your agent. Make him work for that slice of your insurance pie!!
What thoughtful of insurance do you have.? It depends on that factor. I would suggest you contact your insurance company and yak to them.
If she uses the car more than twelve times a year, consequently she needs to be put on your insurance. I found that out the easier said than done way!
i lived with my daughter ,she put me on her ins. i moved out an im still on her ins. so she have to be on the ins. to be covered.but you will have to utter she lives there.
If she's not a household branch, and she's going to be operating the vehicle regularly (usually more than once a month), you should add her to your policy. If she's going to cart the car and use it adjectives the time, you ALSO need to metamorphose the garaging address for the car, to HER address.
But it shouldn't be a big do business, if she's got a fully clad driving record and is beneath 70. Yes, you can add her as an worker to your policy.
If you have her within your insurence then yes she is if she isn't consequently no. If your in the motor with her she is. If your not contained by the car beside her then no. I find it nice and sweet that you are concerned just about that not many race are including my agent!!
mam, your view in this site