Is it officially permitted to take home strength insurance a condition of employment?
In Illinois, I am employed by a company requiring health insurance as a condition of employment. To opt out of company insurance program, I must present proof of purchase of another provider.
Further more, no equitable compensation for those who do opt out.
Answers:
Doesn't surprise me. Most group form policies require a participation percentage from the human resources - and will only except an member of staff from group participation if they hold coverage elsewhere.
I don't think this is immoral.
I've never heard of this, but I do conjecture it is legal. You could try this website to see if you can find any information on this. http://insurance.divinfo.com/
I don't contemplate they can REQUIRE it unless they are paying 100% of the premiums. Then, yes, they can and would need proof of other insurance within order to agree to you opt out.
However, like mbr... said, they may be trying to hold the minimum participation so they can hold on to their current carrier, rates and coverage.
If they are not paying the entire premium, afterwards I would certainly ask some question. Take a look at the certificate (benefit booklet) when you grasp it to see if it offers any question.