Question something like strength insurance?
I'm a freelance artist and have a fulltime vigour insurance plan with Blue Cross Blue Shield.
Sometimes the companies I work for cover me and sometimes not... When the company does cover me, I own two health insurance plans - the one the company give me while I'm with them and my own personal vigour insurance.
It seems close to an unnecessary expense to pay several hundred dollars for a plan that I wouldn't use for the 6 months I'm near a company... but, it seems risky to overthrow my health insurance for 6 months and start it up again?
Help!
Answers:
It's without doubt risky. If you can't get on the company vigour plan continuously, then I would suggest keeping your individual policy. You are protecting your insurability. If you call off your coverage because you will be covered by the company for 6 months, you may leave yourself uninsured when it ends. Let's say aloud something happens to you during that 6 months that make you uninsurable, like an quirk that leaves you with ongoing treatments or an weakness that would be disqualifying. Will the company continue to cover you or will you be forced to try to find your own coverage? You are putting yourself contained by a tough position. I'm not saying it is impossible, purely very difficult.
Keep your individual coverage, and see if the company will "assist you" next to the cost while you are employed with them, instead of enrol you in their plan.
If you discontinue you condition insurance only because you hold temporary robustness insurance, then once you walk off the company your with, you'll hold to apply for new robustness insurance, maybe at difficult rates. If something should happen while you don't hold insurance, you'll have to pay cheque at 100% the fees. Also if something should happen when you don't own insurance, it will go into your medical transcript, then when you do apply for insurance, you may be rate at a higher rate due to that ailment. If your healthy, and underneath 50, you shouldn't be paying more the $200.00 a month.
I hope this helps!