Help Life Insurance?
I just call Cuna Mutual Group Life Insurance and asked about my husband group casual death and totally unplanned dismemberment insurance which is in Family Plan. My husband is the Insured Member but it's a home plan. They told me that eventhough he is the insured member I'm also insured that doesn`t matter what happens to me my husband would be the beneficiary. I call to stop my life insurance because my husband other buying life insurance for me as if he desires to kill me to win money from life insurance. They voice they will going to investigate and tomorrow they will call me pay for. I just want to know how will I know if my husband bought another natural life insurance which is family plan or any other life span insurance. Because this one I just found it surrounded by his file cabinet while he is on his one-week training.
Answers:
The two of you hold problems beyond life insurance. In the US, we typically would want enthusiasm insurance on our lives so that our spouse could maintain their lifestyle if we be gone. Perhaps there is a cultural difference that you entail need to chat about. If it's not a cultural difference, you should want out a marriage counselor.
First stale, AD&D insurance doesn't pay out for murder, solitary accidents. They fully investigate the catastrophe to make sure near is no foul play.
Although he can take out a ancestral plan AD&D policy without you knowing he can't properly take out a regular vivacity policy without your signature (which can be forged) and possibly an exam near blood work.
If you're really scared and don't want to ask him give or take a few it you can look for other policies in his files or look contained by his bank book for stipend to insurance companies. Other than that there is no unproblematic way to find out if within is another policy on you. If you aren't the owner of the policy the insurance company won't tell you if a policy exists. If you suspect fraud (a forged signature) you can enlighten your fears to the company and let them investigate.
More than probable there is no ulterior motive to his buying a policy or two but if you really suspect something telephone call the police.