Insurance bully!!! I have a crash & I hold no license?


Well its not excatly that i have no license. What have happened is that i be having a driving lesson near some1 who has a license. I reported it to my insurance company & they want the passenger license. The thing is that he have moved abroad & cannot find his license. They are wanting TO TAKE ME TO COURT & PAY UP TO $12,000. What should I do?????
Answers:
Bummer.

He can contact the state DMV where on earth he DID have a license, or even his matured insurance company, and they can provide the license information. Bet he can't/won't do either.

If the insurance company requirements the physical license, THAT'S because, they've ALREADY run his name through the DMV database (they can do that, you know) and he's not coming up as licensed. Which make YOU driving illegally. His "international license" or foreign license, DOESN'T COUNT. Which you should own known, if you passed the written interview to get your learner's certification. And if you were driving minus a learner's permit, very well, there ya walk.

You need to hire a attorney. You've got some big problems, and a attorney will minimize your costs, even if you pay him $4,000, you will probably be ahead of the hobby.
I have to assume that this little mishap be reported to the police.I believe they should have adjectives the information. As being the driver you should hold no trouble getting a copy of the accident report, possibly with for a while luck his drivers info will also be on the report
You need to achieve a liar, because not singular can you face the civil penalty, but you can also lose your driver's license. The case shouldn't be too complex.