Health insurance and coverage?
I've just be offer condition insurance through the temp agency that i work for. It about $20 a week but will with the sole purpose cover up to $7,500 annually in medical expenses. Is that other or should I get form care some place else? I'm 26, fine, very busy.. What should I do?
Answers:
at your age your young and if you own no coverage it sounds decent depends also on co pays. Don't forget you already own some medical on your car insurance for accident if you have full coverage, for only a policy that sounds good
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$20 per week sounds close to a bargain to me.
Hey coffeycake,
It sounds decent plenty; how long do you have to opt?
If you're interested, check out this site:
http://www.everyonebenefits.com/40421615...
I work with a discount dental and robustness benefits company. We have plans starting at $19.95 month - $59.95 month. They cover dental, reverie, prescrip., chiropractic, medical (which includes hopsitalization, xrays, labs, and such), and pre-existing conditions. Just a thought.
May God and Jesus Bless You Always,
Joelle Niedecken
Well, it's better than NOTHING!! A "real" health policy will cost you in the region of $200 a month, with a low deductible. If it be me, I'd be more inclined to get a foremost medical policy for about partially that ($100 per month) with a $5,000 deductible.
You see, if you're already paying $80 a month, it make more sense to have to cough up $5K within case of a serious accident/illness, than to cough up $45K.
In any case, you can achieve quotes from your local agent.
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Well, what is your deductible? thats how i look at it. I money about 100 a month for my insurance and previously my insurance pays anythinig i have to bump into my deductible. Being healthy is moral, but you cant plan for the unexpected. I consider if you can afford to do it, then do it. 7,500 isnt really much when you guess about an emergency room stop by itself lol BUT its good to own something. At least if you enjoy to go to the hospital and your bill is 10,00 they should hold covered 7,500 of it right?
Consider an alternative...My husband and I own enrolled contained by a health benefit discount plan.
Although he have insurance, his dental coverage is not that great. Recently he got a root strait that cost us 700.00 out of pocket WITH INSURANCE.
If we had be enrolled within this program(http://mybenefitsplus.com/tbrown714),... then we would enjoy been competent to save over 400.00 next to the exact same doctor!!