Which duration insurance plans cover murder?
I want to buy a life insurance plan for myself that covers being murdered because I hold a very unstable family situation. Do you know of any? How much do they charge?
The obvious question is why would you remain within such a "family situation"?
most insurance plans will cover you if you are a murder sufferer, however none of them will cover you if you lose your life while you are committing a felony. In your unstable family situation I judge rather than buy insurance, I think I'd fairly just move..And insurance is not charged by how unstable your family is.but instead by your current age and broad health.
Any life insurance policy would cover your death if you be murdered, unless there was collusion uncovered within the investigation (meaning, your death was ruled a murder but you participate, as in assisted suicide).
Sorry to hear about your ancestral situation.
Who do you plan on leaving the money to?
Life insurance is charged based on your masculinity, age, health, and the coverage amount.
Any local, independent agent should be able to lend a hand you. But if the beneficiary is the person who commits the murder, they can't get rewarded.
Answers: The solely death that is not covered is suicide contained by the first 2 years. If your beneficiary murders you they money would go to the next soul in line.
If you seriously believe you might be murdered, buying insurance is not the healthiest response to the situation. Getting away from those who might kill you is what you should be doing. What good is the money going to do you if you are unresponsive?
I work in the insurance industry and most policies own a clause about criminal acts, act of war, terrorism.
Best bet is to read the policy because if there is any sound out the wording of the policy is what the courts will use for a decision.
Why don't you just gain out of the unstable situation?
Alot of them offer unexpected death insurance, which I'm pretty sure murder would fall below. As far as the rates goes, who knows. I guess that the younger you are, the cheaper the rates...
Most insuraance policies will cover murder, but they all ALL have what is call a 2 year exclusion policy. So anything that happends, natural or otherwise WILL NOT be covered. You will just return with ack any premium paid.