How can I ask my boss for condition insurance?
How should I approach my boss about paying for my health insurance withhout sounding greedy? I'm an department manager at a construction company and need form insurance. Any advice would be appreciated.
How long have you been next to the company? Does your boss see you as a valuable employee? Would it be flowing to replace you?
If you are a valued member of the team you own bargaining power. No need to have a feeling your being greedy. Maybe you can cut a deal where on earth you split the cost 50/50. Your boss can write off his 50% as a legitimate business expense.
Don't threaten that you will quit, a short time ago approach your boss and explain your position that it is important for you to have robustness insurance.
Answers: If you have access to the hand census you could have a broker prepare a group quote that you could present the employer.
Generally speaking contained by order for a business to offer group vigour insurance to it's employees the employer must offer the coverage to adjectives full time (W-2) employees and pay for at tiniest 50% of the cost of the emplpoyee only plan. The employees will hold to pay for 100% of the cost to add family unit members.
Of course the employer could pay for more than 50% but they occasionally do.
Benefits of group coverage.
Having a health plan can help attract characteristic employees.
If the employer sets up a section 125 cafeteria plan the personnel deductions can be dedcucted before taxes which will create a export tax savings for the employer and the employees.
You may want to sermon to a broker about your situation they can make some other recommendation bassed on your companies specifics.Try using yellowpages.com to search for group health insurance brokers contained by your area.
A Broker represents multiple carriers and can assistance you sort through all the different insurance companies and plan options contained by your state.
Well, appropriate luck on that, because he'll have to offer it to EVERYONE.
BUT, you simply say, hey boss, I do a good work for you, and make you lots of money, and I really need some strength insurance, and I think I'm worth the $1200 extra a month it will cost you for my family plan.
Does your boss currently offer health insurance to his other workers? Are there even company health benefits to bear advantage of? Health insurance plans are expensive...even for employers. If your company have health insurance available, I would simply ask your boss what you would need to do to receive coverage, too. Just begin the conversation in a respectful way.
Good luck!