My husband have blue cross blue shield insurance through work...I am on it too...Will our rate move about up?
When our twins are born in October?I be under the dint that with insurance you any have a "single" rate or a "family"rate this is why my assumption is that the rate will not renovation...Anyone know for sure?
Answers:
Likely, your rate will go up.
The option you have are usually individual, individual plus spouse, individual plus children (excluding spouse), individual plus one child, and people. It does vary per state, and per plan, but those are the standards.
So probable now, you're on individual plus spouse, but will be moving to familial. The premium is only slightly complex than individual plus spouse, so it shouldn't be too much of a budget buster.
**and good luck beside the twins. It's HARD. Sleep now, while you can!!**
Depends on the nature of the policy which your husband's employer carry. Of late, it have been getting more adjectives to see a three tier rate for employees. Single, married near spouse only, and full relatives.
If you have other children, you're already probably on full home. If these are your first, I'd check with HR to see exactly what sort of policy is contained by effect here.
These days they have single, single an spouse, and clan so most likely yes it will progress up
Yes I enjoy BC/BS and they will not raise the rate. Because of twins. They are covered underneath the Family plan.